In 2002 the City of Danville received an award of a Class 2 rating from the Insurance Services Office. This rating was a vast improvement from Danville’s previous classification of a split 3/9 rating.
The Insurance Services Office (ISO) is an independent organization that reviews and grades a community’s ability to provide fire protection based on a set of uniform criteria and nationally recognized standards.
The rating system evaluates three primary areas: the fire department, the emergency communication and dispatch system, and the community’s pressurized water and hydrant system. After a detailed evaluation a Public Protection Classification (PPC) rating is then assigned. The overall rating is then expressed as a number between 1 and 10, with 1 being the highest level of protection and 10 being unprotected or nearly so. These ratings can affect decisions that insurers make regarding the availability and price of property insurance and can often be a useful benchmark that helps fire departments and public officials measure the effectiveness of their efforts.